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John Stanton
John Stanton
Getting to Retirement
Biography: John Stanton

I am currently Managing Director of Administaff Retirement Services, a subsidiary of Administaff, Inc., which is a Kingwood, Texas Professional Employer Organization. 

I have 27 years of experience in retirement plans of all kinds, qualified and non-qualified, defined benefit and defined contribution.  I have also worked at small TPA companies and Fortune 500 companies, giving me broad perspective and experience in the marketing, operations, and compliance aspects of retirement plans.  I am a Fellow, Life Management Institute.  I am also a Certified Pension Consultant, and a member of ASPPA, where I have served three tours of duty on their Education and Examination Committee. 

I volunteer my services to Junior Achievement and to my church.  When I am not working or volunteering, I spend time with my 4 children and 1 grandchild or indulging my appetite for reading.  I am a cancer survivor.  I grew up in Indiana, where I went to Indiana State University and to Purdue University, where I majored in mathematics.  I moved to Texas in 1980, and currently live in the Houston area.

All Insights by John Stanton
The Loan Ranger: Borrowing From Your 401(k) Plan

I don’t get it. That’s my reaction after reading yet another article about the dangers of taking a loan out of your 401(k) plan.

Fiduciary Responsibility in a 401(k) Plan

I am one of the fiduciaries of our 401(k) plan. Every 401(k) plan must have at least one-named fiduciary. These individuals are responsible for ensuring that the plan is run the right way.

Clarifying 401(k) Plan Rules

Some people are confused about 401(k) plans; why they have so many rules or why they are so complicated. 

Volunteering with Junior Achievement

I volunteer with Junior Achievement. Once a week, I go into a classroom at Humble (Texas) High School, and talk to some seniors about business. 

The Late, Great Defined Benefit Plan

Significantly fewer people today are covered by a defined benefit plan than when I started in this business 28 years ago.

What a Difference Two (2) Percent Makes

I’ve been working on a pet project.  The goal of the project is to show the difference in someone’s retirement benefit, depending on the investment fees and charges. 

To Roth Or Not To Roth?

To Roth Or Not To Roth? One of the questions that will come up in 401(k) plans, if your offers a Roth option is Are you better off making Roth contributions to your 401(k) plan or the traditional pre tax. 

So, Do You Have $500,000?

There are a lot of people who wonder how much they need to save for retirement.  Chances are, what you need to save is more than you’re saving right now.

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